Down Payment Assistance

Down Payment Assistance

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The Lowdown on Down Payment Assistance Loans...

The Lowdown on Down Payment Assistance Loans...

What Is a DPA Loan?

A DPA loan, or Down Payment Assistance loan, helps homebuyers cover one of the biggest barriers to homeownership - the down payment.
These programs provide financial help through:

  • Grants (money you don't have to repay)
  • Forgivable loans (no repayment if you stay in the home for a set period)
  • Deferred loans (no payments until you sell, refinance, or pay off your mortgage)
  • Second mortgages (paid alongside your main loan, sometimes at low or 0% interest)

DPA is often offered by state housing agencies, local governments, nonprofits, or lenders.

Who DPA Loans Are For

  • First-time homebuyers
  • Low-to-moderate income households
  • Public service workers (teachers, police, nurses, etc.)
  • Anyone struggling to save for a down payment
Who DPA Loans Are For

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

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